Unified Pension Calculator (UPFC)
About the Unified Pension Scheme Calculator (UPFC)
Planning for retirement can be overwhelming, especially when it comes to understanding how much pension one might receive. The Unified Pension Scheme Calculator (UPFC) is a simple yet powerful tool designed to help Indian employees estimate their monthly pension benefits based on the government’s latest pension scheme, effective April 1, 2025.
This calculator is based on the new Unified Pension Framework by the Government of India, which introduces a standardized pension model for public and private sector employees. According to the scheme, an employee who completes 25 years of service is entitled to receive 50% of their last drawn basic salary as a pension. Those who retire with less than 25 years of service will receive a proportionate pension amount.
🧮 How This Calculator Works
To use the calculator, you simply need to enter three basic details:
Your Basic Monthly Salary
Your Years of Service
Your Expected Retirement Age
Based on these inputs, the tool calculates:
The Estimated Monthly Pension you may receive
The Total Years Worked
The Percentage of Full Pension you are eligible for
Your Eligibility Status based on minimum service requirements
It’s user-friendly, responsive, and styled with a pastel-themed interface to ensure a smooth and professional experience on any device.